We are here to support your business needs.

Small businesses drive the American economy. We understand that small business owners like you work hard every day, taking risks to better serve your customers, employ more people and strive to be successful. We can help you build and protect your business by providing customized insurance solutions to support you and your budget. You can rely on our financial strength and stability to be there when you need us most.

Business Liability Insurance

With the day-to-day uncertainties of business management, liability insurance is something you cannot do without. Accidents happen – on site, off site, with employees and with customers – no matter how much you’ve planned. It is a critical part of any insurance portfolio, regardless of your industry.

Liability insurance can help cover medical expenses, attorney fees and damages you are legally responsible for. It can also offer protection against situations that may not have even crossed your mind. For example, any individual or business providing an opinion, making recommendations, designing products/solutions or offering a service is at risk for a professional liability lawsuit. Our providers can help with defense costs, regardless of fault, as well as protection for judgments, court costs and more.

We offers great basic plans that can be easily customized with a wide variety of options so you can select the coverage you need. We understand that you need complete business protection, not one-size-fits-all coverage. Our agents will work with you to determine the right type of commercial liability insurance you need for every stage of your business.

You can enhance a basic policy with additional commercial liability insurance options, known as endorsements, that meet the specific needs of your business.

Commercial Property

Business commercial property insurance can protect your business from a minor hiccup to a major financial loss. Whether you own your building, lease your workspace or work at home, business property insurance protects your business’ physical assets.

Commercial property insurance plans vary from policy to policy, but are generally categorized by the type of event leading to a loss, and by what specifically is insured.

For example:

  • A fire could destroy your building and the contents inside
  • A burst water pipe could damage your documents, drawings or other valuable papers
  • A storm could damage your outdoor sign

What business property insurance covers

Small business property insurance is one of the most important investments ensuring the future of your business. Here are some of the important aspects of your business that commercial property insurance helps protect:

  • Your building
  • Your outdoor sign
  • Your furniture and equipment
  • Your inventory
  • Your fence and landscaping
  • Others’ property
We understand that your business is unique and constantly changing. We can tailor our commercial building insurance policy to fit your needs.

Businessowners Policy

A businessowners policy, also known as BOP insurance, combines various insurance coverages with additional protection into one convenient package. If you’re not sure what coverage is right for your business – or have not considered a BOP – learn how a BOP can protect your business.

Do you need a Businessowners Policy (BOP)?

A BOP may be right for your business if:

BOP_image1
BOP_image2

What does BOP cover?

A BOP includes:

Property Damage

Building and/or Business Personal Property

General Liability

Personal & Advertising Injury

Bodily Injury & Medical Payments

Property Damage (Others Property)

Business Income

Lost Income due to business interruption

Some Additional Coverage Options:

  • Professional Liability
  • Equipment Breakdown
  • Inland Marine
  • Cyber Liability
  • Employment Practices
  • Accounts Receivable
  • Hired/Non Owned Auto

Commercial Auto

Your business depends on vehicles every day as an essential part of operations. Protect your employees and vehicles with commercial auto insurance, because road conditions, weather and other drivers on the road are beyond your control.Our agents can provide a commercial car insurance quote that can include:
  • Auto liability
  • Medical payments
  • Comprehensive coverage
  • Collision coverage
  • Uninsured and underinsured motorists coverage
  • Coverage for autos you borrow or rent
  • Coverage for employees using their cars for the business

Join our Email Club